Join COLIBRIX ONE - Innovating the Future of Payments
At COLIBRIX ONE*, we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:
-
Digital wallet infrastructure
-
Cross-border merchant accounts
-
Alternative payment methods (APMs)
-
Corporate accounts for legal entities
We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech.
At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you.
About the Role
As a Group Internal Auditor, you will lead and perform risk-based audits across the group’s financial, operational, compliance and IT functions, with a particular focus on financial control and regulatory compliance within the payments and fintech environment. You will evaluate the effectiveness of internal controls, assess financial and operational risks, review safeguarding arrangements and ensure adherence to MFSA and FCA requirements. Working closely with management you will deliver actionable insights and support the continuous improvement of governance, controls and business processes across the group.
Responsibilities
-
Carry out internal audits across all key areas of the group’s activities, including finance, payment and operational processes, treasury, compliance, IT and risk management
-
Lead financial audits as a core focus area, including analysis of financial statements, assessment of the accuracy of accounting data, oversight of cash flows, reconciliations and settlements with payment partners, and review of costs and budgets across the group
-
Review safeguarding arrangements for client funds, ensuring proper segregation and accounting of client money in accordance with EMI requirements and applicable MFSA and FCA regulations
-
Assess AML/CFT, KYC/KYB, sanctions screening and transaction monitoring processes
-
Evaluate the effectiveness and reliability of the internal control framework across all processes; identify risk areas and control weaknesses
-
Identify and assess financial, operational, regulatory and IT risks and develop recommendations to mitigate them
-
Assess compliance with internal policies and MFSA and FCA regulatory requirements, including outsourcing arrangements and regulatory reporting
-
Prepare audit findings, reports and presentations for management and the Audit Committee
-
Monitor the implementation of corrective actions following audits
What You Need to Succeed in This Role
-
Higher education in finance, economics, accounting or audit
-
At least 5 years of experience in internal or external audit within financial services, the payments industry or fintech, including hands-on experience leading audits independently
-
Strong financial background: a solid understanding of financial reporting and financial control
-
Understanding of the EMI / payments business: safeguarding of client funds, payment flows, settlements with partners
-
Knowledge of the financial services regulatory environment (MFSA, FCA an advantage) and AML/CFT principles
-
Understanding of internal audit methodology and a risk-based approach
-
Ability to quickly get to grips with unfamiliar processes — financial, operational and IT
-
Confident command of Excel, experience with ERP / accounting systems, and strong data analysis skills
-
Fluent English (the group's working language, used in communication with regulators and international offices)
-
Analytical mindset, structured thinking, attention to detail and the ability to see the bigger picture
-
Strong communication skills and the ability to present findings persuasively to management
-
Professional certifications (CIA, ACCA, DipIFR) will be a significant advantage
What we offer
-
Opportunity to shape the future of fintech solutions within a growing company
-
A collaborative and supportive team environment
-
English / Spanish classes
-
Opportunity to receive reimbursement for work-related training/courses
-
Option to work in a hybrid model based on mutual agreement with the direct coordinator
- This position is offered within the COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location.
