The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.
Reporting to the Senior Manager for Program Governance, this role sits within the EMEA Regional Financial Crimes Organization under Global Financial Crimes Compliance (GFCC). The role is accountable for driving the governance and oversight of the EMEA Financial Crimes Compliance Programme (Anti-Money Laundering, Sanctions, and Anti-Corruption), ensuring that frameworks, systems, controls, and procedures are effectively designed, implemented, and aligned with Enterprise standards, Legal Entity policies, and local regulatory requirements.
This role offers an exciting opportunity to lead key Financial Crimes Compliance governance initiatives in a dynamic environment, driving compliance excellence and contributing to the integrity of financial systems.
University Degree. Extensive knowledge of payment services and AML/CTF regulations.
A minimum of 7+ years of compliance related work experience in an EU bank and/or non-bank financial services industry
Experience in payments industry regulation laws
7+ Years of experience in AML/CFT regulatory compliance withing financial services industry firm.
Strong knowledge of AML/CFT regulatory framework in Europe and Spain.
Ability to interpret the regulatory requirements, guidance and developments on the AML/CFT field.
Strong analytical and problem-solving skills and experience with evaluate risk scenarios effectively.
Expertise in communicate regulatory implications to a range of audiences.
Strong interpersonal, organizational and time management skills. Must be able to manage completing priorities under demanding deadlines.
Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
